Amanda S Vlc

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Verified Reviewer

Can't login

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I've been trying to log in for days, to come up with a payment plan for my overdue balance. I CAN'T LOG IN! My email has been verified (for some reason i registered twice with 2 different emails, this was accidental) I do not have time to wait on the phone for 40+ minutes to talk to someone about logging in, and my anxiety doesn't let me even be on the phone for long, i'd rather just communicate digitally but there's no way to! The website also is very much bugged! Vive, fix your *** !!!
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Cons:
  • No digital communication
  • Customer service
  • Website

Preferred solution: a better way to communicate a much better website

User's recommendation: Don't bother

Kyla G Fnn

Overcharge

I called for the payoff amount. I was told that I had an auto payment that would process soon, and this payoff amount I clouded that payment.

I was told that I would most likely be reimbursed if that payment processed after I paid the payoff. The other optio. Was to wait till it processed then pay it off. I decided to payoff at that time then be reimbursed.

Unfortunately, that payment was returned somehow nearly a month after processing. I was charged that and some late fees and some additional fees totaling nearly $300. I calledto inquires and was "discounted at least 4 times before I was able to speak with a supervisor. The supervisor removed the late fees and all other fees but stated I would still need to pay the returned payment.

I agreed simply because this has been time consuming and I want to close this account. My advice, never use this financing company.

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Loss:
$309
Pros:
  • Are 0 interest until you miss a payment
Cons:
  • Will over charge

Preferred solution: Price reduction

User's recommendation: Do not use vive

Kye Bqv
map-marker Atlanta, Georgia

Pissed

Vive Financial - Pissed
Vive Financial - Pissed - Image 2

My credit says I have an active account but I called them to fix this they say the account is already closed but on my credit it showing active and open stil they not affiliated with mattress firm so when can I except to get paid some one is going to be given me money for reimbursing me 4 damages your doing to me I can't get credit because of your stupid crap I'm pissed you caused me 4 credit denials because you're showing open and active SOMEONE BEST DO SOMETHING AND GIVE ME $1300.00 THAT IS WHAT I WAS ALMOST APPROVED FOR UNTIL YOU *** POP UP AS OPEN THANKS, HIRE SOME PEOPLE WHO actually want a job and not people who sit on their lazy *** and do *** and that money was to help us get a place to live that nice I am happy you all have a nice warm place to sleep and yummy food I guess you sleep well must be nice guess it's great while you're screwing old customers out of loans and have no money for a good place good food I guess you are fine with the fact that It isn't effecting you

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User's recommendation: Don't use this company no one knows anything

Sandra S Lon

Approve transaction

Hello I am in the country of Jamaica attempting to approve transaction for my stay I after receiving fraud alert message it was confirmed and I have authorized purchase to go thru however it's notn
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Preferred solution: Deliver product or service ordered

Anonymous
map-marker Newark, New Jersey

High interest

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I was approved for Vive in 2021 for a couch at Bob's Discount furniture. It was $1,800 2 years later I still owe $1,200. I've been paying mostly interest
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User's recommendation: Pay cash

Anonymous
map-marker Hoboken, New Jersey

Extremely BAD experience

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RUN . This company is a BIG scam and is not true in any means helping you. They are true Con artists. DON'T get any procedures or surgery pre payments. Make sure you pay the date of. Aweful malicious customer service making sure to sabotage trying to resolve the situation. RUN
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User's recommendation: NEVER

Jeff J Swi

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Replace debit card for autopay

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The customer service agent I talked to did an excellent job of resolving my concern! This company has done a good job of servicing my debt.
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Yaminah Tek
map-marker Seattle, Washington

New account

Wondful service! I don't think you should have the name pissed consumer I'm a happy consumer I had a question and they answered it very well
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Karen M Zyj

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Verified Reviewer

Deceptive loan practices

I was told when we purchased our mattress, there was "No" interest for 12 months. That is not at all accurate. I didn't check, because the salesperson repeated it more than once. NO interest. 12 months later, the 35% interest for the entire year was added to my account. This is very deceptive and they should be honest at least. Had she been honest I would have made sure it was paid off in 12 months.
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Loss:
$826
Pros:
  • Easy to get finanaced
Cons:
  • Deceitful

Preferred solution: I would like to get the years worth of intrest removed, but that's not going to happen.

User's recommendation: Ask if intrest is deffered instead of NONE

Anonymous
map-marker Spokane, Washington

My card was canceled without a notice

My card was cancel and I was never notified plus when I called they told me nothing I could do, it dropped my credit over 54 points and I am very annoyed. I was working so hard to maintain my score. This is insane. Usually when credit cards expire you are sent a new one they just canceled it.
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Mazen Vvj
map-marker Austin, Texas

Terrible customer service

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I paid double for one month on accident (yes I owed it and i was a little behind) and I let them know that my husband wasnt working and hadnt for a few months he had fallen and broke his leg. We are a one income family and couldnt afford it to please please give it back and they said no sorry cant do it ! If they wanted to they could have
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Molina Dyj

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Verified Reviewer
| map-marker Charlotte, North Carolina

Taking advantage of there clients..I was told that’s how they make there money!

2021 was worst yr of my life, long story short, worked 45 yrs, phone stolen twice, terminated March 2021, sales down to pandemic, denied unemployment, apt broken into, rugs gone shoes gone, moved temporarily into hotel, items in storage, found rental room after 2 months, had to return my new mattress and box springs, im widowed 62, dont have truck or means, had mattress picked up taken back Alpharetta.Ga location , automatic payments for PICKUP only refund still coming OUT OF BANK ACCT. Total CLOSE TO $300 by now Mattress Firm says Vive can ONLY DO REFUND..VIVE TELKS ME ONLY MATTRESS FIRM CAN DO REFUND,,,ITS LIKE A TENNIS MATCH,,I still have a balance of $127.00 to pay for the mattress pickup ..if I pay total will b near $400..

I must have left receipt in hotel a yr ago with my melt down.. I remember having to pay $200 it actuality was only $99.00 she told me over phone,, 20% on the $99 pickup charge and had to b sent back to warehouse.still DOESNT MAKE SINCEthey WONT CONSIDER BEING PAID IN FULL AND WONT DO A REFUND ..they want the REMAINING BALANCE OF $127.00 for pick up

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User's recommendation: Do not purchase from mattress firm , if so pay CASH AND DEFINITELY DONT CHARFE IT TO VIVE FINANCIAL

1 comment
Guest

Nothing happened to you that didn't happen to millions of other people. Thankfully you are still young and can recover.

Don't be waving age 62 around like you're old.

I'm way past that and my father (RIP) bought and started new companies at ages well exceeding 65. You have experience on your side.

Jorge C Ohn

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Verified Reviewer
| map-marker Middletown, Pennsylvania

This company should not even be in business...

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I have never been one day late in payments. However, the amount of interest the interest charges they apply are out of anybody's tolerance. After almost two years, the balance is almost the same of the purchase we made in Bob's Furniture. It is frustrating seeing how they charge hundreds of dollars interest in just one month.Do n Don't believe any of the commercials. Do yourself a favor, don't deal with this company.
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Loss:
$1000

Preferred solution: Price reduction

User's recommendation: Do yourself a favor, do not do business with this company

Alice P Fjz

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Verified Reviewer
| map-marker Monrovia, California

Called customer service, Amber was very understanding and kine. Thanks! God bless us all.

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My account was up to date when I asked Amber for data about my resent purchases. Great job. Thanks! God bless.
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User's recommendation: Yes, I will tell my friends and family members about Vive financial.

Gwendola Yby
map-marker Sarasota, Florida

Payments

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You all double charged me to make me go overdrawn in bank account. Then spoke to agent, told me I was unable to receive refund since payment was done online. Then she told me I will not owe an payment for December which is untrue. Now I have to call all these companies cause they didn't get paid. I'm way ahead of my payments btw.
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Anonymous
map-marker Surprise, Arizona

Unsolicited phone calls to me many times

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I never applied for anything and never heard of this company. They called me several times and asked me for 4 vital pieces of information. This must be some kind of fraud.
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1 comment
Guest

Regard them as a pile of excrement. With covid.!. Enough said.

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